Buying Property with Hattersley Property Investments
Our office is based in Tickhill, Doncaster. We are able to provide you with plenty of help and advice on available properties within the surrounding areas of Doncaster, Goldthorpe, Rotherham & Grimsby.
Estate Agent in Doncaster
We are an independently owned and approachable Doncaster estate agent, specialising in residential property sales. From first-time homes to investment properties and HMOs, we cater to all your property needs. We offer a high-quality, honest, and professional service, ensuring you receive the best support and guidance throughout your property journey.
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Benefits of Buying with us
At Hattersley Property Investments Limited we have a wealth of experience which enables us to provide a hands-on, practical, and transparent approach. We love to add a personal touch, ensuring a smoother and less stressful experience during potentially stressful times.
The team at Hattersley Property Investments have extensive knowledge of the sales market and local property trends, making it easy to find your perfect property for sale in Doncaster. Our team is dedicated to offering comprehensive advice on all aspects of the property market to help you make informed decisions.
We understand that each homeowner has unique needs, so we tailor our services to meet those specific requirements. We are confident that we can provide exactly what you, as a vendor, are looking for from their local agent.
Let us guide you through the process.
Services
At Hattersley Property Investments we don’t just sell houses, we offer services that cover every aspect of buying property including, Personalised Property Searches, Conveyancing and Legal Services, Property Surveying and Home Buyers Reports.
Buying FAQs
Before you make an offer when buying a new house, it’s advisable to apply for a Decision in Principle from a mortgage lender and also find a solicitor.
Every purchase process is different, and it depends on your position and whether or not the seller is part of a chain. If the seller has already left the property and you have secured the mortgage and exchange of contracts, completion can happen quickly.
If you require a mortgage and the seller is still living in the property, the process can take time. Typically, exchanging contracts takes up to 6 weeks, and completion can take an additional 4 weeks. Ultimately, the purchase process can take anywhere between 12 weeks to 6 months, it just depends on a number of factors.
The government offers several schemes to help buy a home. This includes a home for less than its market value if you’re a first time buyer, a home through shared ownership or a loan to help with the cost of building a home. You can also still open a Lifetime ISA to help save for your first home.
If you’re purchasing a residential property in England and Northern Ireland over a certain price, you will have to pay Stamp Duty Land Tax (SDLT). The cost of stamp duty will vary depending on the price of the property you have chosen and your reason for buying it.
If you are buying in England and your property costs more than £125,000 then you will have to pay Stamp Duty Land Tax (SDLT) unless you are a first time buyer.
If you are a first time buyer, you don’t have to pay any SDLT on a property up to £300,000. The amount you pay does depend on the value of your property as it is worked out on a percentage of your purchase price.
Conveyancing is the transfer of the legal title of a property from one person to another. A typical conveyancing transaction has two major phases: the exchange of contracts and completion.
Ultimately, conveyancing is everything that needs to happen to make a property officially yours when purchasing a property. It can be a confusing process and you’ll need a solicitor to make it happen.
Arranging your own survey is the best thing to do when purchasing a property. It allows you to see the current condition of the property which will reduce the chance of you discovering any unwanted surprises down the line.
Home and contents insurance should be arranged shortly before you sign the contract. You’ll need all relevant insurance policies to begin from the exchange of contract date.
Mortgage protection should also be considered when arranging insurance so your family isn’t pressured to meet your mortgage payments in the worst case scenario of illness or death. Mortgage protection should be arranged when the mortgage application is complete.
Looking at recently sold and comparable properties in the local area can give you an idea of how much to offer. The team at HPI can offer you an opinion of what the seller of the property will accept.
The deposit is paid to the seller’s solicitor usually upon exchange of contracts.
The exchange of contracts is when both parties swap and sign the contract. It’s the point at which you are legally bound to buy the house and nobody can back out of the transaction. This stage is crucial and is done by your conveyancer.
When both parties have signed the contracts, your solicitor and the seller’s solicitor will consult both parties and agree on a completion date.
